Not all collection agencies are harassing criminals for money, but the reality is there. Some tips and tricks are not really own. The company could make a mistake. Make sure you understand your rights in your state and country. Sometimes a collection agency that is in contact with you is not even true, and that the author is trying to steal the identity of future credit card fraud. Here are some things that should belooking for.
Errors.
These take place every day. Does anyone have a similar name to you, and you start getting harassed by a collection company. I understand that if you do not have debt, you have to do anything. Check your credit report and see if something exists. If you can not have this debt, you must write a letter to the company and threaten legal action. Bullying is a serious crime and could cost theAgency expensive.
Harassing his family.
Some agencies will try to tell his family, who are responsible for their debt. The debt is explicitly the right. Can not be transferred to others unless he signed as security for your loan. Again, his family shall inform the agency that you are breaking the law.
The recovery of fake companies.
Believe it or not exist. Someonecollects the money and know that you have a loan or debt, and then proceed to act as if it were a collection agency. Every time you are contacted by a collection agency, full details of your company and do some research . Some of these companies may also try to imitate their utility. They will use an account for you to pay your bills of exception, which does not exist. Some of these companies also issue a series offalse documents such as court orders.
Phishing.
This is a common practice among those who seek their personal information. They may have collected some of their data and need more to complete the full identity fraud. I am in contact with you and call you back and try to explain that they have no debt. In this process, is to provide information about you, and you say you are a person with the same name and do not worry. Nowthey have everything to abuse your credit card or other details. Phishing is becoming more sophisticated as more protective barriers against this. Those who do can get you a variety of angles. Posing as a service to recover the debt is one of the strategies used.
Hosting Internet scams.
This is another way some people try to cheat your money. They imitate their ISP, and how their data from aonline research simple 'whois', then tells you the amounts are due on your account. If you ever approached by someone who should always contact their supplier directly and also to control the details of the collection agency. If you ever contact a debt collection company, think twice and be very careful to give disclose any information.
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