Friday, December 16, 2011

How to Deal With 'Ruthless' Bill Collectors

Can you remember the first phone call you received from a debt collector? I can, and it was no fun. It's difficult to owe money and have little or no funds available to take care of the bill. The collector I dealt with was authoritative, unyielding, and simply put, obnoxious. No matter what amount I offered, although it was the best I could do, it didn't seem to satisfy them. Unfortunately, I had to deal with a lot of these individuals throughout my 20s, but I learned a few things along the way. First, not all debt collectors are created equal. Some are actually very helpful. However, there are some debt collectors who are ruthless, and you have to know how to protect yourself.

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