Collection Protection FDCPA Education and Enforcement

Collection Protection Inc is a company that helps educate consumers on their rights and the laws regarding debt collections. Collection Companies must follow a specific set of rules when trying to collect debt. They cannot harass you, they cannot abuse you, and they must follow the laws set in place for them by the FTC. We will teach you how to recognize violations of your rights and what to do about it. If you do experience harassment we will fight for your rights and sue the collector. If your collector has violated your rights, you could win a substantial settlement. Visit us at www.CollectProtect.com or call us now at 855.88FDCPA

THE FAIR DEBT COLLECTION PRACTICES ACT 4

Section 815 Reports to Congress by the Commission. Section 816 Relation to State laws. Section 817 Exemption for State regulation.

How To Document Calls With An iPhone

How to take screen shots on your iphone. If you get a call from a known debt collector or even a strange number you don't recognize, get in the habit of documenting these calls. save all of the recordings and photos for future litigation.

115 Ways To Earn Money With Your Computer

Here is a list of ideas for your reference if you want to use your own PC to earn income.

1. Provide computer-based office management services for attorneys

2. Do word processing

3. Do medical billing for doctors

4. Do automated telemarketing

5. Manage a church

6. Start a computer user's group

7. Learn to win at blackjack

8. Bet on horse races

9. Bet on pro football

10. Sell computers from your home

11. Provide medical information management

12. Broker information

13. Trade stock by computer

14. Provide astrological services

15. Offer an interactive electronic newsletter

16. Produce book indexes

17. Provide a computer-assisted booking service

18. Make stock market investment decisions

19. Do genealogical research

20. Manage a band

21. Manage a house or pet sitting service

22. Track precious gems

23. Sell information to collectors

24. Analyze real estate investments

25. Support a small law practice

26. Write a book

27. Market collectables

28. Do psychological counseling

29. Prepare income tax returns

30. Provide economic consulting

31. Solve real estate financing problems

32. Do data base research

33. Publish your own book

34. Design your own small business system

35. Crop management

36. Analyze farm expenses

37. Provide weekly printout of bowling league statistics

38. Make computer-generated portraits

39. Manage investment shelters

40. Manage construction costs

41. Produce computer utility products

42. Provide computer-aided financial planning

43. Sell life insurance

44. Support a small publishing business

45. Provide weekly printout of little league Baseball statistics

46. Run a small pharmacy

47. Become a computer dealer

48. Interpret physical therapy test results

49. Manage a restaurant

50. Start your own yellow pages

51. Conduct computer-assisted telephone interviewing

52. Stream-line executive search activities

53. Provide agricultural commodities planning

54. Turn financial statements into financial pictures

55. Manage a museum collection

56. Support consumer education programs

57. Do freelance technical writing

58. Do multi-level direct mail marketing

59. Review specialty software

60. Be an engineering consultant

61. Provide sports information services

62. Produce products for hobbyists

63. Provide specialty-focused software services

64. Run a multi-level, direct sales operation

65. Do litigation management

66. Manage a dairy farm

67. Provided automated debt collection

68. Provide date-base installation and instruction

69. Run a beauty school/beauty salon

70. Improve small business services

71. Broker used computers!

72. Telecommute

73. Enhance medical diagnosis and treatments

74. Create electronic marketing tools

75. Do independent software documentation

76. Teach people how to use microcomputers

77. Become your own computer book publisher

78. Create computer-generated puzzles and word games

79. Become a software consultant

80. Produce low-cost computer graphics products

81. Develop software for children

82. Perform real estate inspections

83. Do software translations

84. Produced a computer-controlled home security system

85. Automate conference registration

86. Create computer gifts

87. Enhance scientific products

88. Write software for use in the home

89. Manage a winery

90. Design and produce personal computer hardware or peripherals

91. Design, publish and distribute software

92. Provide information vending machines

93. Start a software writing cooperative

94. Develop small scale real estate partnerships

95. Do property management

96. Do mortgage loan brokerage

97. Perform non-judicial foreclosures

98. Develop mini-warehouse storage facilities

99. Sell instant signs

100. Start an advertising agency

101. Start a resume service.

102. Manage a talent agency

103. Operate a referral service

104. Operating a mailing list service

105. Operate a typesetting service

106. Offer a legal forms service for the general public

107. Publish your own newsletter or help others for a fee

108. Operate a voice mail service

109. Start your own local classified newspaper

110. Provide a collection letter service

111. Offer a custom diet plan service

112. Start your own local real estate newspaper

113. Start an apartment rental newspaper

114. Provide a payroll service

115. Start a singles dating service

You can get more ideas with a number brainstorming tools located at http://www.best-internet-businesses.com

Truly, your PC and Internet give you more opportunities to earn incomes during spare time.

Counterclaim back Sued for Debt! Was There an Affidavit Attached? You Can Counterclaim

If you're being harassed for debt, get help from yourlegallegup.com, where you can find everything you need to beat the debt collector. If the debt collector has used an affidavit in its efforts to collect from you--especially in a lawsuit--this may have given you a great opportunity. When debt collectors file suit, they often attach an affidavit that supposedly verifies the account and the allegation that you owe them money. The problem is that nobody at the debt collector is in a position to know the things they would need to know in order for this affidavit to be legitimate. They are seeking to introduce the records under the business record exception to the rule against hearsay, and that depends upon the person swearing to have actual knowledge of the time and circumstances of the record keeping, the tendency of those records to be truthful, etc. This video explains that opportunity and what to do about it. Use the FDCPA to defend yourself. http

Remove Late Payment From Your Credit Report

Late payments are not created equal; a 30 or 60 day late pay will not damage your score much, and can often be removed. However a 90 day or 120 day will cause significant damage to your score.

This mark can be deleted by the lender as a way to keep your business and keep you happy. We suggest you contact the lender and ask them to delete it.

A phone call and a letter including the reason is the most effective method. Also be respectful and nice to them because they do not have to remove it.

A 90 or 120 day mark is much harder to erase. If you account is still open, we suggest you contact the lender.

Make sure your account is up to date before you ask them to remove the mark. Lenders will often make this decision based upon your payment history and the frequency of delinquency.

If they will not remove it then we suggest you file a dispute directly with the bureaus. This is done through a letter; you can create it or hire a service to do on your behalf.

The negative item will be on your report for a maximum of seven years. Your account will go to a collection agency after 180 days of delinquency.

A lender can remove it because they report monthly to the bureaus and can choose what to report. Thus if they do not report your late payment the next month then it will not be on your credit report.

You will find it very difficult to have the lender erase this mark if your account is not up to date. Additionally there is information that claims negative marks must stay for seven years.

This is not true; any item can be removed at any point in time, the maximum amount of time an item can remain is seven years. There are a few exceptions such as a bankruptcy. However the Fair Credit Reporting Act clearly says that the maximum amount of time is seven years. There is no minimum amount of time and can thus be removed at any time.

In sum if you can not negotiate removal with the lender you should dispute it. This is done through a letter written yourself or by hiring a service.

Collection Agency Really Works!

www.usacreditrecovery.com - See a testimonial of how the collection agency USA Credit Recovery helped Mr. Anderson collect past due debts for his business. USA Credit recovery has helped so many businesses and individuals with their debt collections process.