CBCS - Dealing with Collection Agencies

Companies often entrust their collectibles to collection agencies to save him from the need to pursue the debtors themselves.

A major collection agencies in the nation, based in Columbus, Ohio, is or CBCS CBCS National. On its Web site lists of the collections of the health care as their specialty, although it is known to pick up telecommunications companies like MCI WorldCom and Bell South.

Despite his stature as a leader in the industry, the agency isconsidered engaged in the illegal taking of the accounts that are beyond the limitation period. Added to that, errors are said to be frequent events, which reveals a lack of knowledge of the customer profile. No wonder that the officers called CBCS wrong with a person who has never had the company on whose behalf they are collecting. In most cases, as part of their collection tactics abruptly, sending application letters and make phone calls the intent to harass or intimidate customers to pay immediately.

If you receive a call, you better tell the sales agent to end the call and conduct business via email, and the demand for written information from the account. In addition, you should never give out personal information such as names, phone numbers and employment, including family members.

Dealing with collection agencies like CBCS requires knowledge of consumer rights, the> Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). The FCRA outlines the debt collection laws of the Member State. The FDCPA by contrast, provides guidelines and penalties for illegal practices of debt collection and unfair, because it gives consumers the right to ensure the validity and accuracy of account data, which can be used to challenge the Creditreport.