In today's society is very easy to get a credit card. Unfortunately, some people have too many credit cards, so you can not keep up with payments. The credit card company sends you a notice of default and threatens a lawsuit. Therefore, the cause is, or its claim relates to collection agencies fear that the threat of new demand.
Based on my experiences with my clients, also found that the collection agencies to threaten othersthings such as wages garnish. I love those words from the mouth of my comments, because it means that the debt collector has violated the Federal Fair Debt Collection Practices Act, and my client has a claim against the debt collector.
In Pennsylvania, or a credit card company or collection agency can garnish your wages at any time, even threatening towell.
Fixing the salaries of the Palestinian Authority can take place only in very limited circumstances. The first condition is that the child or spousal support. The second condition is that the recovery of student loans PEA. The third is after a ruling obtained for room and board for four weeks or less. Fourth, the income back into a residential lease and fifth, to satisfy the requirement of a final divorce distribution.
As you can see, the collection in credit card debt civilnot one of the listed circumstances in which it may occur. However, it should be noted that a credit card company or collection agency can garnish your bank account if you first obtain a valid assessment against you in court. Threats to the lining of the accounts before obtaining a ruling are violations of federal law. It is also noted that once the salary is deposited into your bank account, wages are more. Just participating in the corpus ofyour bank account, and become subject to seizure, if an appeal is made against you.
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