Collection agencies and debt collectors on your own can be held liable for the Federal Trade Commission (FTC) for violation of the Fair Debt Collection Practices Act (FDCPA). Recovery of credit may be ordered to pay heavy fines for violations. Violations as collectors misleading, threatening, harassing and consumers. What are all violations of the Fair Debt Collection> Practices Act (FDCPA).
Some collectors, to make matters worse, threaten or falsely suggest that consumers have their wages garnished, seized or legal action or prosecution against you for nonpayment. Some collectors call people in your workplace or home, and disseminate information to employers, colleagues, family and neighbors.
The FTC receives hundreds of complaints against collection agencies.However, it is the responsibility of us all as consumers aware of these violations FTC. Well, this warning: debt collectors, you can not get away with violations of the FDCPA and the use of abusive tactics. People are struggling and are learning to defend themselves.
Consumers need more me informed of their rights under the law. Some collectors still choose a tightrope and in some cases right foot on the line and move on.All this in an attempt to recover outstanding debts.
Collectors can be very intimidating and people can do that too much stress unwary. If you are a victim of these tactics tax collector, there are steps you can take to defend and protect themselves.
It would be useful to send the complaint using the online complaint form http://www.ftc.gov/ftc/complaint.shtm FTC consumer (copy and paste into your browser).
The FTC does not resolve individual consumerproblems, but it will investigate the claim anything illegal. You may also notify the tax collector to be aware of their rights and insist on violating the FDCPA if you are willing to file a complaint with the FTC.
Document the name of the bailiffs, the name of the collection agencies, address, telephone number, date and time of all communication. This will certainly be helpful when you contact your state attorney general to filethe complaint.
Consider the hand of a tape recorder the next time a debt collector chooses to pass along the way and breaking the law. Remember that filing a complaint does not necessarily eliminate your debt, but being aware of these methods, you may be in a position of power when negotiating the terms of payment or settlement.
Imagine the amount of influence they have on the collector's supervisor heard the recorded conversationof its employees who violate the Fair Practices for Recovery Act debt very powerful things.
May God bless you.
No comments:
Post a Comment