Many people who are indebted to hate dealing with collection agencies debt because these bodies, how to use tough tactics to chase payments. If you are burdened with debt, here are some facts you should know to protect themselves from unfair treatment.
According to the Fair Debt Collection Practices Act, collection agencies are allowed to contact between 8:00 to 9:00 eachday by telephone
The collectors must stop calling once they receive a written communication indicating that you are willing to settle their debts
You can ignore the collectors if they feel they are going to threaten, harass or abuse you. Any offensive language is actually prohibited by collectors.
The debt collection agents are forbidden to communicate with you in your workplace ifNot accepted or agreed by their employers.
It is illegal, if officials of the collection agency that he or she is a police officer or lawyer. Misrepresent the debt or deception to collect the debt is totally illegal.
The collection of the credit bureaus have no right to publish your name and address in one of the lists of bad loans, as it tarnishes the image.
It s totally illegal ifOfficials threaten and force you to pay the amounts due unjustified. It 's very unfair to you.
The claim may be brought to collection agencies debt if they report false information on your credit report with the intention of ruining your credit rating.
They are also burdened with huge debts is very important that you know your rights when faced with all kinds of irresponsible harvesting techniques.
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