Returning home from work to find a message from a collection company on my answering machine asking for a person who knows? Been for a "time? Unfortunately, this situation is increasingly common. Some debt collection companies have resorted to programming their computers to call several times, in essence, to harass someone to pay the debt. Sometimes are simply not calling the wrong number. In any case, whether debt ornot participate in the telephone harassment is a violation of the FDCPA.
The FDCPA regulates the activities of debt collection (whether or not you have a debt). It protects people from the activities of debt collectors that are identified as a violation of the FDCPA. The "Do Not Call List" does not apply to calls from debt collection companies, as they are, of course, know nothing about marketing for you - they are trying to collect a debt. However, this law prohibits any activity, including repeated calls that a reasonable person would find annoying.
The Johannes, a retired couple from Big Bear Lakes, California. were persecuted by repeated automated calls from a collection company. The couple, be elderly, have been particularly difficult to obtain the phone only to be greeted with a pre-recorded message asking the wrong person.
Help is available. Violations of the Fair Debt> Collection Practices Act (FDCPA) carry severe penalties: Real damage and $ 1,000 and attorney's fees. Many law firms specialize in FDCPA violations do not charge clients for representation that the damage is recovered. You can report your Fair Debt Collection Practices Act (FDCPA) for violation of them and not pay taxes out of pocket - we will try to stop the calls and receive up to $ 1,000indemnification by you under the FDCPA.
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