AFNI Collection Agency

AFNI Inc., also known as Anderson Financial Network, is a debt collection agency based in Bloomington, Illinois. One of its biggest clients is Verizon. In addition to its debt and harassment tactics in the shadows, AFNI is known for illegally trying to collect on accounts dating back to early 1990. These accounts are beyond the statute of limitations and are not legally largest collection.

If you receive a letter from AFNI discourage this illegal scam. Also, ifThis account report on your credit report, but it is also illegal. In fact, all the ads on your credit report is worth a $ 1,000 fine. Read more about debt collection laws and how you can stop harassing collection agencies that take a copy of the FDCPA (Fair Debt Collection Practices Act).

buyers of junk debt as AFNI Inc, pay debts cents. Then, intimidate, threaten and harasssophisticated consumers. The threat of legal action and called constant false and even calling on consumers and family members asking for their jobs, AFNI is the lowest of the low.

Consumers are urged to seek validation of all debts from a source low because most of them have nothing to back up their claims. Request validation of debt, are using their rights under the FDCPA for collection agency prove that you own your debt. It is not enough to send a detailed account of the debt or printing.

This is what is said in the FDCPA - Section 809 - Validation of the debt [15 USC 1692g]

(B) If the consumer notifies the debt collector in writing within thirty days mentioned in subsection (a) that the debt, or part thereof, is disputed, or that the consumer requests the name and address of the original creditor, the collector will > Collection of debt, or any part of their dispute, until you get verification of the debt collector debt or any copy of a sentence, or the name and address of the original creditor and a copy of the check or overhaul or the name and address of the original creditor, is sent to the consumer for the debt collector.

If a collection agency can not verify a debt that are not authorized to collect or contact the user about the> Debt. Nor are they allowed to send to the lenders under the Fair Credit Reporting Act (FCRA). In this way is a violation of the FCRA, and the FCRA states that you can sue for damages of $ 1.000 for each violation of the law.