Not always harassed by creditors, and it'll probably take in a lump or two? He avoids answering the phone thinking it is another debt collector? Most of us shudder when the phone rings, especially when you are in financial difficulties.
Follow this procedure if you change the phone number or if you give the new phone number for creditors to make it appear as if they moved to a new residence. This procedure applies to anyone who will stopcalls you, then creditors, although it may claim not to be liable under the Fair Debt Collection Practices Act, are liable under the Act and requests your criminal laws on harassment and telephone threats .
An AMI) DISCUSS BILL
2) pick the name, address and telephone number
3) Keep a phone JOURNAL
4) do not giveALL INFORMATION.
5) say they have the right to silence
6) to talk about their liability in case of contact, is performed by your company
7) the necessary validation
8) question: "Do not call policy
9) SEND REQUEST VALIDATION
10) Again, do not provide information
In rare circumstances, there will be a collector who thinks the law does not apply to him andignore all these answers. You can pursue the complaint to the attorney general's office. This procedure is very effective in stopping about 99% of all unsolicited telephone calls, regardless of the issues on which you are calling. You should not have to live your life afraid of phone calls and harassment. Picture yourself in a "position of power." Be strong and secure every time the phone rings.
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