Monday, December 13, 2010

Harassing Phone Calls Debt - How to get debt collectors and creditors to stop calling

If you are annoyed with the constant phone calls harassment debt? You have an embarrassing phone calls from debt collectors and creditors at all hours at home and even at work? Do not get stressed every time the phone rings? If so, there is a simple technique to stop the annoying phone calls from debt harassment.

The U.S. Congress passed a federal law that protects the rights of U.S. citizens. Regulates the activities of debt collectors andcollection lawyers> and protects the rights of people who are in debt. The law is called The Fair Debt Collection Practices Act, which states that debt collectors and lawyers need to stop calling your home and at work once we ask them to stop.

The law specifies that your request must be in writing, then you should tell them to stop calling at home and at work the next time you call, but then to continue writing. To ensure you receive a written request must send a registered letter with acknowledgment of receipt. It is important to send the card this way so you have proof that they have received.

So if you are receiving phone calls from debt harassment and want to stop, let them know the next time you call. Tell them that you can not afford at this time and asked to stop contacting you by phone. If necessary, I say that the Fair Debt> Collection Practices Act requires them to stop calling at home and at work. So I say you will send a letter this week submitted a formal request to stop contact by phone. Then ask them which direction to send the letter?

If a debt collector continues to call after asking to quit, you may be entitled to sue and collect damages.

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