Collection Agency Rules

This is a collection agency harassing you? There are rules to a collection agency must follow. Here's an example. Come home from work all day, while relaxing after dinner and the phone rings. responded, and gathering. agency has But wait, is 9:05 - which is a bit right "later? Right. If a debt collector calls after 21:00, in violation of the law.

Consider the agency's collection standardsto be followed. If these rules are not respected, they are breaking the rules of the Fair Debt Collection Practices Act.

Here is a list of rules to follow:

No calls before 8 am or after 09:00 or

or by telephone or by leaving a message, there can be obscene, threatening, vulgar or used

Or collectors should be properly identifiedand the company they work for. They can not give misleading information. For example, you can not go to a lawyer if you really do not.

or can not threaten to sue if they have the means nor the authority to do so.

or not you can fool the bill for false statements to sue, attach the wages or take your property.

o When you agree to make a payment, can notprocess is the first time agreed. They can not accept a checkpoint date more than 5 days in the future, unless in writing.

or Unable to process payments are not allowed.

o When you call and leave a message, you must provide a telephone number to request a refund.

o They can only leave one message per day.

o If asked to stop contact with youcontact by phone or e-mail only, must comply with this request - no questions asked, no exceptions.

These rules and regulations for their protection so that no harassment of debt collectors -. Remember, a collection agency has the right to conduct their business and do their job to try to get a payment from you, but you have to pay the illegal tactics of collection agencies.

If you feel your rights have beenviolated can sue the company to the Better Business Bureau. You can also contact the office of state attorney general and a complaint. If you need to make a call immediately to report a violation, the Federal Trade Commission is also there to help. He can be reached at 1-877-FTC-HELP.

L. Water

Research Writer

© 2009