Collectors and FDCPA

Many people complain that they receive phone calls from numbers that have registered on the National Do Not Call List. "Do Not Call List" is often misunderstood. This is a regulation imposed on telemarketing, cold calls those who try to sell (market) something. It has no effect on charity, calls political campaigns, or any other call where the goal is nothing more than telemarketing.

One of the main sources of unwanted calls come from the billing company.This is often the case, even when it is called the individual has no debt! This is due to the recovery of errant companies are correct using phone numbers obtained age or phone number to the same or a similar name. Consequently, the recovery companies often set their computers to make automated "theft called" the wrong number and the victim will receive many calls (sometimes every day or several times a day) by collecting societies. Vecesefforts to stop the calls are unsuccessful. Many people do not want to call the collectors to wait on hold to tell someone we are calling a wrong number. A person has no obligation to do well.

These calls can reach the harassment of repeated violation of the Fair Debt Collection Practices Act (FDCPA). The Fair Debt Collection Practices Act (FDCPA) specifically bars of any asset (including callbacks) that a person is annoying. It makes no difference if the company involved in collection harassment calls to wrong phone number or case by case basis. The law was enacted to prevent such abuse of any person, whether they have been directed to the debtor or not. The penalties are stiff. In addition to recovering actual damages, a victim of violations of the Fair Debt Collection> Practices Act (FDCPA) can recover up to $ 1,000 for statutory damages and costs.