The Fair Debt Collection Practices Act (FDCPA) was passed by Congress and enforced by the Fair Trade Commission (FTC) to ensure payment of just debt debt collectors. The law has established laws to regulate such practices . According to this law is essential for collectors and collection attorneys to respect the rules of the FDCPA. This, together with "> Fair Credit Reporting Act (FCRA) is the regulatory body of the debt. Many states have their own well-defined laws that must be followed by them.
Laws that require a fair recovery. Is protected by the FDCPA even if a debt.
FDCPA laws include:
A debt collector is a person who regularly collects debts and this also applies to lawyers
The debt mustbe enough to reap the
A debt collector may call during the day to the number agreed between you and demand payment
You have to stop calling, upon written request or after the use of a lawyer
He can not demand or problems in any way
These laws protect themselves from harassment by debt collector
You can call the office if you do not know your employer disapproves
He should stop calling the job if no request
You can callagain after receiving a formal notice
A debt collector may call the third party only to get information on their contact details
requires a reliable debt collector to follow the FDCPA laws of debt collection. Fair offers protection for the consumer. Within this it is necessary that the collector is not called more than once, sometimes uncomfortably, for using offensive language harass, trycollect more money than the actual debt, called in the workplace, or threaten to garnish your wages.
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