The collection agency thing does not want you to know

States closed the border are ideal for people who owe money to live because a lot of collection agencies can not call or contact you in any way.

The exceptions to this are business accounts, and if the collection agency is trying to collect a debt that you have a license in the state it is in

How it works in your favor is that if the collection agency is trying to collect a debt from younot have a license in your state will not be able to put something in your credit report at all. Let me explain why .... The Act Fair Debt Collection Practices and Fair Credit Reporting State acts which are required to notify the debtor (who is) in writing that you have 30 days to contest the validity of a debt in writing or debt must be assumed valid. From a collection agency debt is not allowedcontact you if you live in a closing state borders can not send to you and although were not closing the borders of the state where the debt was still be removed.

To do this you will have to dispute the bill. Let me make this clear before that the debt does not disappear, but do not lose your credit report. If you live in a closure of the borders of the state and owes money to a collection agency that is licensed in your state(Most agencies do not have licenses in several states, but few do) you have to do is get the collection agency is the address that you tell your credit report. Along with the address you'll need to get your account number, reference number or the number of files. Here is all the information they need and can get a very quick phone call will be quick and painless. Now that you have all your account information you are about to send awrote the letter of objection. Now, in this dispute is going to want to explicitly provides that "if you can not validate the debt you want to delete from my credit report immediately."

Now the real beauty of being in a state of closing the borders is still possible to contact the collection agencies every time you want something in your account and can not contact you, even when you tell him to return to call back to the law can not receive calls. What is done issend a letter of protest to the collection agency with your request to remove your credit, then the phone call every two days just to check and see if you are pulling your credit report or not.

The following is a closed list of all border states

Alaska
Arizona
Colorado
Connecticut
Delaware
Hawaii
Idaho
Mississippi
New Jersey
New York *
North Carolina
NorthDakota
Maine
Maryland
Massachusetts
Minnesota
Oregon
Tennessee
Texas
Utah
Washington
West Virginia

* New York is not the whole state is in Buffalo, New York, you should consult the Attorney General to know with absolute certainty.

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