Stop collection agencies telephone harassment debt

There has recently been facing a continuous call to your cell phone that never seems to end with you, right? He tried to quit many times but failed. You are not alone to deal with such problems. Many people like you have also considered the same problem. And sometimes the debt default that causes so.

This is because the debt collection companies have organized their software in order to harass him by calling again and againpay the debt.

Debt is the obligation to pay as a result of the transaction for the use of money or service. At the time of recession you need to run your business loan. And you get upset loan repayment. Sometimes I can not sleep well at night. Do not worry. Only increase their knowledge to protect themselves from the problems of collection agencies.

collection agencies debt trying to use false and abusive at times to annoy. Sometimes they becomecrazy. Take some strong measures to harass even harmful as repeatedly calling.

To break free of Congress introduced a new law called the FDCPA. The full meaning of the FDCPA and the Fair Debt Collection Practices Act This act provides powerful collection activity and behavior restrictions. Under this law, collectors or companies should not do the following:

Any misbehavior or use any rude languageyou.
The desire to annoy no mind is called frequently.
They are forbidden to call each other if you and threatens you or you like a criminal.
The threat of evil, their property, reputation.
Expose your name to others to prevent their prestige.
Force you to pay the debt.

In any case, any business activity or collection of this is equivalent to violating the FDCPA. For violating the law, you can sue and is free and canrecover up to $ 1,000 for statutory damages and attorneys' fees, if necessary. To do this, you must first meet with a lawyer to consult, and then you can sue for damages. If you win you can get. But you have to pay if they actually owed to them.

Therefore, if you receive repeated calls, do not feel upset and take it as a blessing to have $ 1,000 of them. I know they're equipped with knowledge of FDCPA. Before you just say you are well aware about FDCPA and ask them not to disturbyou. If not using their knowledge. Go to a lawyer and contact with participants in the Fair Debt Collection Practices (FDCPA) cases. The lawyer will probably be able to resolve the case with the collection agency. Even if you need to discuss with the attorney of the companies do not charge a penny from you since you have your legal fees of the defendant company.

It is now clear that the FDCPA is only for consumersbenefit. E 'as a power with you. So you're free from the curse of collectors.